Visa® Secured
Establish your credit the secure, easy way
Are you trying to establish or improve your credit? Our Secured card will help you build a good credit history safely and securely while using your savings account as collateral. After a year of good payment history, you are eligible to apply for our Visa Low Rate credit card.
Product Features
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$3,500 Credit Line Maximum
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Minimum Deposit Required is $300
- Free 2Way Text Fraud Alerts
- Contactless Chip Technology
- Free FICO® Score
- Visa Zero Liability Protection14
- Digital Wallet Technology
- Effortlessly Manage Cards in Online & Mobile Banking
- Visa Account Updater – Auto update card information with participating merchants
| Standard APR* for Purchases |
As low as 18.00% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.) |
|---|---|
| Standard APR* for Balance Transfers |
As low as 18.00% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.) |
| Standard APR* for Cash Advances |
As low as 18.00% APR* (APR* is based on creditworthiness and may vary with the Prime Rate.) |
| Annual Fee |
$0 |
| Cash Advance Fee |
$0 |
| Balance Transfer Fee |
$0 |
| International Transaction Fee |
1% of the converted transaction amount |
| Other Fees |
Late Payment Fee: up to $27 |
| Minimum Finance Charge |
$0.50 |
| Credit Line Amounts |
Minimum: $300 |
| Required Minimum Deposit |
$300 |
| Regular savings account can be used as collateral for the credit line |
Yes |
| Co-Signer Needed |
No |
| Requires a joint account holder who is a parent or legal guardian |
Yes |